Madison County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $219,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,963 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $219,700 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 3.79× |
| Median household income | $61,963 |
| Median home value ÷ income | 3.5× |
| Population | 31,528 |
| Median property tax paid (owners) | $1,677 |
| Effective property tax rate (approx.) | 0.76% |
| Owner-occupied homes | 76.9% |
| Home value rank in Georgia | 56 of 159 counties |
| Neighbor: Banks County, GA | limit $832,750; median home $278,100 |
| Neighbor: Clarke County, GA | limit $832,750; median home $298,900 |
| Neighbor: Elbert County, GA | limit $832,750; median home $142,000 |
| Neighbor: Franklin County, GA | limit $832,750; median home $179,000 |
| Neighbor: Hart County, GA | limit $832,750; median home $215,100 |
| Neighbor: Jackson County, GA | limit $832,750; median home $345,000 |
| Neighbor: Oglethorpe County, GA | limit $832,750; median home $231,600 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Madison County's median home value is 28% below the state median of $303,300 (rank 56 of 159). Among its 7 neighboring counties, Jackson County has the highest median home value ($345,000) and Elbert County the lowest ($142,000); all share the same loan limit. Owners pay a median $1,677 a year in property tax, an effective rate of about 0.76% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Madison County, AL
- 2026 conforming loan limit: Madison County, AR
- 2026 conforming loan limit: Madison County, FL
- 2026 conforming loan limit: Madison County, IA
- 2026 conforming loan limit: Madison County, ID
- 2026 conforming loan limit: Madison County, IL
- 2026 conforming loan limit: Madison County, IN
- 2026 conforming loan limit: Madison County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.