Madison County, Idaho has a 2026 one-unit conforming loan limit of $832,750, which is 2.0 times the county's median home value of $414,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,160 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $414,800 |
| Idaho median home value | $418,600 |
| Limit ÷ median home value | 2.01× |
| Median household income | $60,160 |
| Median home value ÷ income | 6.9× |
| Population | 54,618 |
| Median property tax paid (owners) | $2,001 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 40.2% |
| Home value rank in Idaho | 9 of 44 counties |
| Neighbor: Bonneville County, ID | limit $832,750; median home $368,800 |
| Neighbor: Fremont County, ID | limit $832,750; median home $314,200 |
| Neighbor: Jefferson County, ID | limit $832,750; median home $408,400 |
| Neighbor: Teton County, ID | limit $1,249,125; median home $690,500 |
Across Idaho's 44 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Madison County's median home value is 1% below the state median of $418,600 (rank 9 of 44). Among its 4 neighboring counties, Teton County has the highest median home value ($690,500) and Fremont County the lowest ($314,200); 1 neighbor(s) have a different loan limit. Owners pay a median $2,001 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Madison County, MO
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Last updated 2026-10-16. Data only, not financial or tax advice.