Lucas County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 6.9 times the county's median home value of $120,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,793 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $120,200 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 6.93× |
| Median household income | $61,793 |
| Median home value ÷ income | 1.9× |
| Population | 8,716 |
| Median property tax paid (owners) | $1,645 |
| Effective property tax rate (approx.) | 1.37% |
| Owner-occupied homes | 78.8% |
| Home value rank in Iowa | 89 of 99 counties |
| Neighbor: Appanoose County, IA | limit $832,750; median home $124,200 |
| Neighbor: Clarke County, IA | limit $832,750; median home $161,100 |
| Neighbor: Decatur County, IA | limit $832,750; median home $113,900 |
| Neighbor: Marion County, IA | limit $832,750; median home $233,000 |
| Neighbor: Monroe County, IA | limit $832,750; median home $156,300 |
| Neighbor: Warren County, IA | limit $832,750; median home $269,600 |
| Neighbor: Wayne County, IA | limit $832,750; median home $111,300 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lucas County's median home value is 42% below the state median of $208,000 (rank 89 of 99). Among its 7 neighboring counties, Warren County has the highest median home value ($269,600) and Wayne County the lowest ($111,300); all share the same loan limit. Owners pay a median $1,645 a year in property tax, an effective rate of about 1.37% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lowndes County, GA
- 2026 conforming loan limit: Lowndes County, MS
- 2026 conforming loan limit: Lubbock County, TX
- 2026 conforming loan limit: Lucas County, OH
- 2026 conforming loan limit: Luce County, MI
- 2026 conforming loan limit: Lumpkin County, GA
- 2026 conforming loan limit: Luna County, NM
- 2026 conforming loan limit: Lunenburg County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.