Lowndes County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $215,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,541 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $215,600 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 3.86× |
| Median household income | $58,541 |
| Median home value ÷ income | 3.7× |
| Population | 119,965 |
| Median property tax paid (owners) | $1,750 |
| Effective property tax rate (approx.) | 0.81% |
| Owner-occupied homes | 56.9% |
| Home value rank in Georgia | 62 of 159 counties |
| Neighbor: Hamilton County, FL | limit $832,750; median home $111,200 |
| Neighbor: Madison County, FL | limit $832,750; median home $116,200 |
| Neighbor: Berrien County, GA | limit $832,750; median home $131,600 |
| Neighbor: Brooks County, GA | limit $832,750; median home $139,200 |
| Neighbor: Cook County, GA | limit $832,750; median home $157,500 |
| Neighbor: Echols County, GA | limit $832,750; median home $124,100 |
| Neighbor: Lanier County, GA | limit $832,750; median home $162,300 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lowndes County's median home value is 29% below the state median of $303,300 (rank 62 of 159). Among its 7 neighboring counties, Lanier County has the highest median home value ($162,300) and Hamilton County the lowest ($111,200); all share the same loan limit. Owners pay a median $1,750 a year in property tax, an effective rate of about 0.81% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Loving County, TX
- 2026 conforming loan limit: Lower Connecticut River Valley Planning Region, CT
- 2026 conforming loan limit: Lowndes County, AL
- 2026 conforming loan limit: Lowndes County, MS
- 2026 conforming loan limit: Lubbock County, TX
- 2026 conforming loan limit: Lucas County, IA
- 2026 conforming loan limit: Lucas County, OH
- 2026 conforming loan limit: Luce County, MI
Last updated 2026-10-16. Data only, not financial or tax advice.