Lucas County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $163,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,224 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $163,900 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 5.08× |
| Median household income | $62,224 |
| Median home value ÷ income | 2.6× |
| Population | 428,018 |
| Median property tax paid (owners) | $2,773 |
| Effective property tax rate (approx.) | 1.69% |
| Owner-occupied homes | 62.0% |
| Home value rank in Ohio | 59 of 88 counties |
| Neighbor: Lenawee County, MI | limit $832,750; median home $196,800 |
| Neighbor: Monroe County, MI | limit $832,750; median home $228,900 |
| Neighbor: Fulton County, OH | limit $832,750; median home $191,000 |
| Neighbor: Henry County, OH | limit $832,750; median home $168,600 |
| Neighbor: Ottawa County, OH | limit $832,750; median home $219,900 |
| Neighbor: Wood County, OH | limit $832,750; median home $227,600 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lucas County's median home value is 24% below the state median of $214,800 (rank 59 of 88). Among its 6 neighboring counties, Monroe County has the highest median home value ($228,900) and Henry County the lowest ($168,600); all share the same loan limit. Owners pay a median $2,773 a year in property tax, an effective rate of about 1.69% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lowndes County, MS
- 2026 conforming loan limit: Lubbock County, TX
- 2026 conforming loan limit: Lucas County, IA
- 2026 conforming loan limit: Luce County, MI
- 2026 conforming loan limit: Lumpkin County, GA
- 2026 conforming loan limit: Luna County, NM
- 2026 conforming loan limit: Lunenburg County, VA
- 2026 conforming loan limit: Luquillo Municipio, PR
Last updated 2026-10-16. Data only, not financial or tax advice.