Lowndes County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 9.6 times the county's median home value of $86,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $37,052 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $86,300 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 9.65× |
| Median household income | $37,052 |
| Median home value ÷ income | 2.3× |
| Population | 9,833 |
| Median property tax paid (owners) | $337 |
| Effective property tax rate (approx.) | 0.39% |
| Owner-occupied homes | 77.5% |
| Home value rank in Alabama | 64 of 67 counties |
| Neighbor: Autauga County, AL | limit $832,750; median home $207,200 |
| Neighbor: Butler County, AL | limit $832,750; median home $99,800 |
| Neighbor: Crenshaw County, AL | limit $832,750; median home $114,000 |
| Neighbor: Dallas County, AL | limit $832,750; median home $94,600 |
| Neighbor: Montgomery County, AL | limit $832,750; median home $171,900 |
| Neighbor: Wilcox County, AL | limit $832,750; median home $98,800 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lowndes County's median home value is 59% below the state median of $209,900 (rank 64 of 67). Among its 6 neighboring counties, Autauga County has the highest median home value ($207,200) and Dallas County the lowest ($94,600); all share the same loan limit. Owners pay a median $337 a year in property tax, an effective rate of about 0.39% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Lowndes County, GA
- 2026 conforming loan limit: Lowndes County, MS
- 2026 conforming loan limit: Lubbock County, TX
- 2026 conforming loan limit: Lucas County, IA
- 2026 conforming loan limit: Lucas County, OH
Last updated 2026-10-16. Data only, not financial or tax advice.