Lower Connecticut River Valley Planning Region, Connecticut has a 2026 one-unit conforming loan limit of $832,750, which is 2.2 times the county's median home value of $379,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $104,428 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $379,700 |
| Connecticut median home value | $366,900 |
| Limit ÷ median home value | 2.19× |
| Median household income | $104,428 |
| Median home value ÷ income | 3.6× |
| Population | 175,822 |
| Median property tax paid (owners) | $6,357 |
| Effective property tax rate (approx.) | 1.67% |
| Owner-occupied homes | 75.8% |
| Home value rank in Connecticut | 3 of 9 counties |
| Neighbor: Capitol Planning Region, CT | limit $832,750; median home $323,700 |
| Neighbor: South Central Connecticut Planning Region, CT | limit $832,750; median home $353,100 |
| Neighbor: Southeastern Connecticut Planning Region, CT | limit $832,750; median home $323,400 |
| Neighbor: Suffolk County, NY | limit $1,209,750; median home $578,400 |
Across Connecticut's 9 counties, FHFA's 2026 one-unit limits range from $832,750 to $977,500, with 3 high-cost counties. Lower Connecticut River Valley Planning Region's median home value is 3% above the state median of $366,900 (rank 3 of 9). Among its 4 neighboring counties, Suffolk County has the highest median home value ($578,400) and Southeastern Connecticut Planning Region the lowest ($323,400); 1 neighbor(s) have a different loan limit. Owners pay a median $6,357 a year in property tax, an effective rate of about 1.67% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.