Major County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 5.6 times the county's median home value of $149,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,266 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $149,600 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 5.57× |
| Median household income | $71,266 |
| Median home value ÷ income | 2.1× |
| Population | 7,628 |
| Median property tax paid (owners) | $940 |
| Effective property tax rate (approx.) | 0.63% |
| Owner-occupied homes | 82.5% |
| Home value rank in Oklahoma | 37 of 77 counties |
| Neighbor: Alfalfa County, OK | limit $832,750; median home $101,500 |
| Neighbor: Blaine County, OK | limit $832,750; median home $126,900 |
| Neighbor: Dewey County, OK | limit $832,750; median home $133,600 |
| Neighbor: Garfield County, OK | limit $832,750; median home $160,100 |
| Neighbor: Kingfisher County, OK | limit $832,750; median home $215,800 |
| Neighbor: Woods County, OK | limit $832,750; median home $139,600 |
| Neighbor: Woodward County, OK | limit $832,750; median home $169,000 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Major County's median home value is 25% below the state median of $199,800 (rank 37 of 77). Among its 7 neighboring counties, Kingfisher County has the highest median home value ($215,800) and Alfalfa County the lowest ($101,500); all share the same loan limit. Owners pay a median $940 a year in property tax, an effective rate of about 0.63% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.