Malheur County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $248,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,519 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $248,900 |
| Oregon median home value | $477,600 |
| Limit ÷ median home value | 3.35× |
| Median household income | $54,519 |
| Median home value ÷ income | 4.6× |
| Population | 31,954 |
| Median property tax paid (owners) | $1,860 |
| Effective property tax rate (approx.) | 0.75% |
| Owner-occupied homes | 63.2% |
| Home value rank in Oregon | 30 of 36 counties |
| Neighbor: Canyon County, ID | limit $832,750; median home $390,000 |
| Neighbor: Owyhee County, ID | limit $832,750; median home $359,800 |
| Neighbor: Payette County, ID | limit $832,750; median home $341,800 |
| Neighbor: Washington County, ID | limit $832,750; median home $278,100 |
| Neighbor: Humboldt County, NV | limit $832,750; median home $278,300 |
| Neighbor: Baker County, OR | limit $832,750; median home $285,600 |
| Neighbor: Grant County, OR | limit $832,750; median home $229,700 |
| Neighbor: Harney County, OR | limit $832,750; median home $242,100 |
Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Malheur County's median home value is 48% below the state median of $477,600 (rank 30 of 36). Among its 8 neighboring counties, Canyon County has the highest median home value ($390,000) and Grant County the lowest ($229,700); all share the same loan limit. Owners pay a median $1,860 a year in property tax, an effective rate of about 0.75% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.