Macon County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.6 times the county's median home value of $149,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,357 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $149,100 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 5.59× |
| Median household income | $62,357 |
| Median home value ÷ income | 2.4× |
| Population | 15,163 |
| Median property tax paid (owners) | $1,035 |
| Effective property tax rate (approx.) | 0.69% |
| Owner-occupied homes | 76.8% |
| Home value rank in Missouri | 83 of 115 counties |
| Neighbor: Adair County, MO | limit $832,750; median home $165,700 |
| Neighbor: Chariton County, MO | limit $832,750; median home $160,900 |
| Neighbor: Knox County, MO | limit $832,750; median home $101,400 |
| Neighbor: Linn County, MO | limit $832,750; median home $123,300 |
| Neighbor: Monroe County, MO | limit $832,750; median home $149,300 |
| Neighbor: Randolph County, MO | limit $832,750; median home $159,300 |
| Neighbor: Shelby County, MO | limit $832,750; median home $99,900 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Macon County's median home value is 35% below the state median of $230,300 (rank 83 of 115). Among its 7 neighboring counties, Adair County has the highest median home value ($165,700) and Shelby County the lowest ($99,900); all share the same loan limit. Owners pay a median $1,035 a year in property tax, an effective rate of about 0.69% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Macon County, AL
- 2026 conforming loan limit: Macon County, GA
- 2026 conforming loan limit: Macon County, IL
- 2026 conforming loan limit: Macon County, NC
- 2026 conforming loan limit: Macon County, TN
- 2026 conforming loan limit: Macoupin County, IL
- 2026 conforming loan limit: Madera County, CA
- 2026 conforming loan limit: Madison County, AL
Last updated 2026-10-16. Data only, not financial or tax advice.