Macon County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 8.6 times the county's median home value of $97,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $41,031 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $97,300 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 8.56× |
| Median household income | $41,031 |
| Median home value ÷ income | 2.4× |
| Population | 11,864 |
| Median property tax paid (owners) | $954 |
| Effective property tax rate (approx.) | 0.98% |
| Owner-occupied homes | 65.4% |
| Home value rank in Georgia | 140 of 159 counties |
| Neighbor: Crawford County, GA | limit $832,750; median home $164,100 |
| Neighbor: Dooly County, GA | limit $832,750; median home $107,400 |
| Neighbor: Houston County, GA | limit $832,750; median home $219,800 |
| Neighbor: Peach County, GA | limit $832,750; median home $207,800 |
| Neighbor: Schley County, GA | limit $832,750; median home $143,900 |
| Neighbor: Sumter County, GA | limit $832,750; median home $120,200 |
| Neighbor: Taylor County, GA | limit $832,750; median home $87,700 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Macon County's median home value is 68% below the state median of $303,300 (rank 140 of 159). Among its 7 neighboring counties, Houston County has the highest median home value ($219,800) and Taylor County the lowest ($87,700); all share the same loan limit. Owners pay a median $954 a year in property tax, an effective rate of about 0.98% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Mackinac County, MI
- 2026 conforming loan limit: Macomb County, MI
- 2026 conforming loan limit: Macon County, AL
- 2026 conforming loan limit: Macon County, IL
- 2026 conforming loan limit: Macon County, MO
- 2026 conforming loan limit: Macon County, NC
- 2026 conforming loan limit: Macon County, TN
- 2026 conforming loan limit: Macoupin County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.