Macon County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 6.5 times the county's median home value of $127,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,666 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $127,300 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 6.54× |
| Median household income | $62,666 |
| Median home value ÷ income | 2.0× |
| Population | 101,849 |
| Median property tax paid (owners) | $2,696 |
| Effective property tax rate (approx.) | 2.12% |
| Owner-occupied homes | 70.2% |
| Home value rank in Illinois | 60 of 102 counties |
| Neighbor: Christian County, IL | limit $832,750; median home $115,500 |
| Neighbor: De Witt County, IL | limit $832,750; median home $130,300 |
| Neighbor: Logan County, IL | limit $832,750; median home $134,400 |
| Neighbor: Moultrie County, IL | limit $832,750; median home $134,000 |
| Neighbor: Piatt County, IL | limit $832,750; median home $180,600 |
| Neighbor: Sangamon County, IL | limit $832,750; median home $176,300 |
| Neighbor: Shelby County, IL | limit $832,750; median home $137,100 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Macon County's median home value is 52% below the state median of $263,300 (rank 60 of 102). Among its 7 neighboring counties, Piatt County has the highest median home value ($180,600) and Christian County the lowest ($115,500); all share the same loan limit. Owners pay a median $2,696 a year in property tax, an effective rate of about 2.12% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Macomb County, MI
- 2026 conforming loan limit: Macon County, AL
- 2026 conforming loan limit: Macon County, GA
- 2026 conforming loan limit: Macon County, MO
- 2026 conforming loan limit: Macon County, NC
- 2026 conforming loan limit: Macon County, TN
- 2026 conforming loan limit: Macoupin County, IL
- 2026 conforming loan limit: Madera County, CA
Last updated 2026-10-16. Data only, not financial or tax advice.