Macon County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 8.2 times the county's median home value of $102,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $43,707 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $102,000 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 8.16× |
| Median household income | $43,707 |
| Median home value ÷ income | 2.3× |
| Population | 18,691 |
| Median property tax paid (owners) | $509 |
| Effective property tax rate (approx.) | 0.50% |
| Owner-occupied homes | 61.5% |
| Home value rank in Alabama | 59 of 67 counties |
| Neighbor: Bullock County, AL | limit $832,750; median home $81,700 |
| Neighbor: Elmore County, AL | limit $832,750; median home $223,900 |
| Neighbor: Lee County, AL | limit $832,750; median home $262,200 |
| Neighbor: Montgomery County, AL | limit $832,750; median home $171,900 |
| Neighbor: Russell County, AL | limit $832,750; median home $165,700 |
| Neighbor: Tallapoosa County, AL | limit $832,750; median home $158,500 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Macon County's median home value is 51% below the state median of $209,900 (rank 59 of 67). Among its 6 neighboring counties, Lee County has the highest median home value ($262,200) and Bullock County the lowest ($81,700); all share the same loan limit. Owners pay a median $509 a year in property tax, an effective rate of about 0.50% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lyon County, NV
- 2026 conforming loan limit: Mackinac County, MI
- 2026 conforming loan limit: Macomb County, MI
- 2026 conforming loan limit: Macon County, GA
- 2026 conforming loan limit: Macon County, IL
- 2026 conforming loan limit: Macon County, MO
- 2026 conforming loan limit: Macon County, NC
- 2026 conforming loan limit: Macon County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.