Guadalupe County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $304,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $92,375 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $304,400 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 2.74× |
| Median household income | $92,375 |
| Median home value ÷ income | 3.3× |
| Population | 183,642 |
| Median property tax paid (owners) | $4,343 |
| Effective property tax rate (approx.) | 1.43% |
| Owner-occupied homes | 77.8% |
| Home value rank in Texas | 28 of 250 counties |
| Neighbor: Bexar County, TX | limit $832,750; median home $262,200 |
| Neighbor: Caldwell County, TX | limit $832,750; median home $240,500 |
| Neighbor: Comal County, TX | limit $832,750; median home $427,200 |
| Neighbor: Gonzales County, TX | limit $832,750; median home $159,100 |
| Neighbor: Hays County, TX | limit $832,750; median home $399,800 |
| Neighbor: Wilson County, TX | limit $832,750; median home $321,300 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Guadalupe County's median home value is 7% above the state median of $283,800 (rank 28 of 250). Among its 6 neighboring counties, Comal County has the highest median home value ($427,200) and Gonzales County the lowest ($159,100); all share the same loan limit. Owners pay a median $4,343 a year in property tax, an effective rate of about 1.43% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.
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