Hall County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 9.7 times the county's median home value of $86,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $48,459 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $86,100 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 9.67× |
| Median household income | $48,459 |
| Median home value ÷ income | 1.8× |
| Population | 2,820 |
| Median property tax paid (owners) | $1,086 |
| Effective property tax rate (approx.) | 1.26% |
| Owner-occupied homes | 73.6% |
| Home value rank in Texas | 231 of 250 counties |
| Neighbor: Briscoe County, TX | limit $832,750; median home $90,300 |
| Neighbor: Childress County, TX | limit $832,750; median home $125,400 |
| Neighbor: Collingsworth County, TX | limit $832,750; median home $104,000 |
| Neighbor: Cottle County, TX | limit $832,750; median home $59,300 |
| Neighbor: Donley County, TX | limit $832,750; median home $96,400 |
| Neighbor: Motley County, TX | limit $832,750; median home $88,000 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hall County's median home value is 70% below the state median of $283,800 (rank 231 of 250). Among its 6 neighboring counties, Childress County has the highest median home value ($125,400) and Cottle County the lowest ($59,300); all share the same loan limit. Owners pay a median $1,086 a year in property tax, an effective rate of about 1.26% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Halifax County, VA
- 2026 conforming loan limit: Hall County, GA
- 2026 conforming loan limit: Hall County, NE
- 2026 conforming loan limit: Hamblen County, TN
- 2026 conforming loan limit: Hamilton County, FL
- 2026 conforming loan limit: Hamilton County, IA
- 2026 conforming loan limit: Hamilton County, IL
- 2026 conforming loan limit: Hamilton County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.