Halifax County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $155,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,013 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $155,700 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 5.35× |
| Median household income | $52,013 |
| Median home value ÷ income | 3.0× |
| Population | 33,639 |
| Median property tax paid (owners) | $721 |
| Effective property tax rate (approx.) | 0.46% |
| Owner-occupied homes | 74.6% |
| Home value rank in Virginia | 110 of 133 counties |
| Neighbor: Caswell County, NC | limit $832,750; median home $164,500 |
| Neighbor: Granville County, NC | limit $832,750; median home $247,700 |
| Neighbor: Person County, NC | limit $832,750; median home $213,900 |
| Neighbor: Campbell County, VA | limit $832,750; median home $211,600 |
| Neighbor: Charlotte County, VA | limit $832,750; median home $144,100 |
| Neighbor: Mecklenburg County, VA | limit $832,750; median home $192,600 |
| Neighbor: Pittsylvania County, VA | limit $832,750; median home $161,400 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Halifax County's median home value is 59% below the state median of $383,700 (rank 110 of 133). Among its 7 neighboring counties, Granville County has the highest median home value ($247,700) and Charlotte County the lowest ($144,100); all share the same loan limit. Owners pay a median $721 a year in property tax, an effective rate of about 0.46% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hale County, AL
- 2026 conforming loan limit: Hale County, TX
- 2026 conforming loan limit: Halifax County, NC
- 2026 conforming loan limit: Hall County, GA
- 2026 conforming loan limit: Hall County, NE
- 2026 conforming loan limit: Hall County, TX
- 2026 conforming loan limit: Hamblen County, TN
- 2026 conforming loan limit: Hamilton County, FL
Last updated 2026-10-16. Data only, not financial or tax advice.