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2026 conforming loan limit: Hale County, TX

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Hale County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 7.1 times the county's median home value of $116,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,897 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$116,500
Texas median home value$283,800
Limit ÷ median home value7.15×
Median household income$51,897
Median home value ÷ income2.2×
Population32,131
Median property tax paid (owners)$1,525
Effective property tax rate (approx.)1.31%
Owner-occupied homes60.5%
Home value rank in Texas189 of 250 counties
Neighbor: Castro County, TXlimit $832,750; median home $95,000
Neighbor: Crosby County, TXlimit $832,750; median home $80,900
Neighbor: Floyd County, TXlimit $832,750; median home $89,600
Neighbor: Hockley County, TXlimit $832,750; median home $127,000
Neighbor: Lamb County, TXlimit $832,750; median home $82,400
Neighbor: Lubbock County, TXlimit $832,750; median home $214,100
Neighbor: Swisher County, TXlimit $832,750; median home $86,300

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hale County's median home value is 59% below the state median of $283,800 (rank 189 of 250). Among its 7 neighboring counties, Lubbock County has the highest median home value ($214,100) and Crosby County the lowest ($80,900); all share the same loan limit. Owners pay a median $1,525 a year in property tax, an effective rate of about 1.31% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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