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2026 conforming loan limit: Hale County, AL

Quick answer

Hale County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 6.5 times the county's median home value of $127,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $39,250 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$127,600
Alabama median home value$209,900
Limit ÷ median home value6.53×
Median household income$39,250
Median home value ÷ income3.3×
Population14,829
Median property tax paid (owners)$406
Effective property tax rate (approx.)0.32%
Owner-occupied homes74.4%
Home value rank in Alabama45 of 67 counties
Neighbor: Bibb County, ALlimit $832,750; median home $145,700
Neighbor: Greene County, ALlimit $832,750; median home $81,200
Neighbor: Marengo County, ALlimit $832,750; median home $107,400
Neighbor: Perry County, ALlimit $832,750; median home $86,400
Neighbor: Tuscaloosa County, ALlimit $832,750; median home $248,700

Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hale County's median home value is 39% below the state median of $209,900 (rank 45 of 67). Among its 5 neighboring counties, Tuscaloosa County has the highest median home value ($248,700) and Greene County the lowest ($81,200); all share the same loan limit. Owners pay a median $406 a year in property tax, an effective rate of about 0.32% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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