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2026 conforming loan limit: Haakon County, SD

Quick answer

Haakon County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $164,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,625 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$164,200
South Dakota median home value$257,400
Limit ÷ median home value5.07×
Median household income$65,625
Median home value ÷ income2.5×
Population1,722
Median property tax paid (owners)$1,489
Effective property tax rate (approx.)0.91%
Owner-occupied homes79.2%
Home value rank in South Dakota36 of 66 counties
Neighbor: Dewey County, SDlimit $832,750; median home $69,600
Neighbor: Jackson County, SDlimit $832,750; median home $117,300
Neighbor: Jones County, SDlimit $832,750; median home $139,600
Neighbor: Meade County, SDlimit $832,750; median home $310,900
Neighbor: Pennington County, SDlimit $832,750; median home $302,200
Neighbor: Stanley County, SDlimit $832,750; median home $203,500
Neighbor: Ziebach County, SDlimit $832,750; median home $99,600

Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Haakon County's median home value is 36% below the state median of $257,400 (rank 36 of 66). Among its 7 neighboring counties, Meade County has the highest median home value ($310,900) and Dewey County the lowest ($69,600); all share the same loan limit. Owners pay a median $1,489 a year in property tax, an effective rate of about 0.91% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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