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2026 conforming loan limit: Haines Borough, AK

Quick answer

Haines Borough, Alaska has a 2026 one-unit conforming loan limit of $1,249,125, which is 4.3 times the county's median home value of $293,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $86,927 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$1,249,125
2-unit limit$1,599,375
3-unit limit$1,933,200
4-unit limit$2,402,625
Median home value (ACS 2020–24)$293,300
Alaska median home value$352,900
Limit ÷ median home value4.26×
Median household income$86,927
Median home value ÷ income3.4×
Population2,086
Median property tax paid (owners)$2,445
Effective property tax rate (approx.)0.83%
Owner-occupied homes78.5%
Home value rank in Alaska14 of 30 counties
Neighbor: Hoonah-Angoon Census Area, AKlimit $1,249,125; median home $262,800
Neighbor: Juneau City And Borough, AKlimit $1,249,125; median home $449,300
Neighbor: Skagway Municipality, AKlimit $1,249,125; median home $435,400

Across Alaska's 30 counties, FHFA's 2026 one-unit limits are $1,249,125 everywhere. Haines Borough's median home value is 17% below the state median of $352,900 (rank 14 of 30). Among its 3 neighboring counties, Juneau City And Borough has the highest median home value ($449,300) and Hoonah-Angoon Census Area the lowest ($262,800); all share the same loan limit. Owners pay a median $2,445 a year in property tax, an effective rate of about 0.83% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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