Hamilton County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 2.1 times the county's median home value of $405,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $121,530 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $405,500 |
| Indiana median home value | $218,200 |
| Limit ÷ median home value | 2.05× |
| Median household income | $121,530 |
| Median home value ÷ income | 3.3× |
| Population | 365,056 |
| Median property tax paid (owners) | $3,549 |
| Effective property tax rate (approx.) | 0.88% |
| Owner-occupied homes | 76.1% |
| Home value rank in Indiana | 1 of 92 counties |
| Neighbor: Boone County, IN | limit $832,750; median home $376,200 |
| Neighbor: Clinton County, IN | limit $832,750; median home $164,100 |
| Neighbor: Hancock County, IN | limit $832,750; median home $274,800 |
| Neighbor: Madison County, IN | limit $832,750; median home $161,300 |
| Neighbor: Marion County, IN | limit $832,750; median home $224,000 |
| Neighbor: Tipton County, IN | limit $832,750; median home $174,600 |
Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hamilton County's median home value is 86% above the state median of $218,200 (rank 1 of 92). Among its 6 neighboring counties, Boone County has the highest median home value ($376,200) and Madison County the lowest ($161,300); all share the same loan limit. Owners pay a median $3,549 a year in property tax, an effective rate of about 0.88% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hamilton County, FL
- 2026 conforming loan limit: Hamilton County, IA
- 2026 conforming loan limit: Hamilton County, IL
- 2026 conforming loan limit: Hamilton County, KS
- 2026 conforming loan limit: Hamilton County, NE
- 2026 conforming loan limit: Hamilton County, NY
- 2026 conforming loan limit: Hamilton County, OH
- 2026 conforming loan limit: Hamilton County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.