Hamilton County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 3.4 times the county's median home value of $241,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,470 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $241,900 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 3.44× |
| Median household income | $72,470 |
| Median home value ÷ income | 3.3× |
| Population | 830,774 |
| Median property tax paid (owners) | $3,652 |
| Effective property tax rate (approx.) | 1.51% |
| Owner-occupied homes | 59.3% |
| Home value rank in Ohio | 15 of 88 counties |
| Neighbor: Dearborn County, IN | limit $832,750; median home $243,400 |
| Neighbor: Franklin County, IN | limit $832,750; median home $249,500 |
| Neighbor: Boone County, KY | limit $832,750; median home $277,300 |
| Neighbor: Campbell County, KY | limit $832,750; median home $252,000 |
| Neighbor: Kenton County, KY | limit $832,750; median home $244,400 |
| Neighbor: Butler County, OH | limit $832,750; median home $258,500 |
| Neighbor: Clermont County, OH | limit $832,750; median home $266,200 |
| Neighbor: Warren County, OH | limit $832,750; median home $349,400 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hamilton County's median home value is 13% above the state median of $214,800 (rank 15 of 88). Among its 8 neighboring counties, Warren County has the highest median home value ($349,400) and Dearborn County the lowest ($243,400); all share the same loan limit. Owners pay a median $3,652 a year in property tax, an effective rate of about 1.51% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hamilton County, KS
- 2026 conforming loan limit: Hamilton County, NE
- 2026 conforming loan limit: Hamilton County, NY
- 2026 conforming loan limit: Hamilton County, TN
- 2026 conforming loan limit: Hamilton County, TX
- 2026 conforming loan limit: Hamlin County, SD
- 2026 conforming loan limit: Hampden County, MA
- 2026 conforming loan limit: Hampshire County, MA
Last updated 2026-10-16. Data only, not financial or tax advice.