Hamilton County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 5.6 times the county's median home value of $147,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,219 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $147,700 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 5.64× |
| Median household income | $58,219 |
| Median home value ÷ income | 2.5× |
| Population | 8,406 |
| Median property tax paid (owners) | $1,863 |
| Effective property tax rate (approx.) | 1.26% |
| Owner-occupied homes | 78.7% |
| Home value rank in Texas | 157 of 250 counties |
| Neighbor: Bosque County, TX | limit $832,750; median home $200,900 |
| Neighbor: Comanche County, TX | limit $832,750; median home $155,600 |
| Neighbor: Coryell County, TX | limit $832,750; median home $195,300 |
| Neighbor: Erath County, TX | limit $832,750; median home $269,100 |
| Neighbor: Lampasas County, TX | limit $832,750; median home $250,400 |
| Neighbor: Mills County, TX | limit $832,750; median home $223,700 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hamilton County's median home value is 48% below the state median of $283,800 (rank 157 of 250). Among its 6 neighboring counties, Erath County has the highest median home value ($269,100) and Comanche County the lowest ($155,600); all share the same loan limit. Owners pay a median $1,863 a year in property tax, an effective rate of about 1.26% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hamilton County, NY
- 2026 conforming loan limit: Hamilton County, OH
- 2026 conforming loan limit: Hamilton County, TN
- 2026 conforming loan limit: Hamlin County, SD
- 2026 conforming loan limit: Hampden County, MA
- 2026 conforming loan limit: Hampshire County, MA
- 2026 conforming loan limit: Hampshire County, WV
- 2026 conforming loan limit: Hampton City, VA
Last updated 2026-10-16. Data only, not financial or tax advice.