Hampshire County, West Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $219,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,116 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $219,200 |
| West Virginia median home value | $162,600 |
| Limit ÷ median home value | 3.80× |
| Median household income | $63,116 |
| Median home value ÷ income | 3.5× |
| Population | 23,465 |
| Median property tax paid (owners) | $836 |
| Effective property tax rate (approx.) | 0.38% |
| Owner-occupied homes | 82.7% |
| Home value rank in West Virginia | 6 of 55 counties |
| Neighbor: Allegany County, MD | limit $832,750; median home $154,900 |
| Neighbor: Frederick County, VA | limit $832,750; median home $386,000 |
| Neighbor: Grant County, WV | limit $832,750; median home $175,100 |
| Neighbor: Hardy County, WV | limit $832,750; median home $166,300 |
| Neighbor: Mineral County, WV | limit $832,750; median home $180,400 |
| Neighbor: Morgan County, WV | limit $832,750; median home $240,600 |
Across West Virginia's 55 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Hampshire County's median home value is 35% above the state median of $162,600 (rank 6 of 55). Among its 6 neighboring counties, Frederick County has the highest median home value ($386,000) and Allegany County the lowest ($154,900); all share the same loan limit. Owners pay a median $836 a year in property tax, an effective rate of about 0.38% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hamlin County, SD
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- 2026 conforming loan limit: Hampshire County, MA
- 2026 conforming loan limit: Hampton City, VA
- 2026 conforming loan limit: Hampton County, SC
- 2026 conforming loan limit: Hancock County, GA
- 2026 conforming loan limit: Hancock County, IA
- 2026 conforming loan limit: Hancock County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.