Hancock County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 7.3 times the county's median home value of $113,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,865 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $113,800 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 7.32× |
| Median household income | $65,865 |
| Median home value ÷ income | 1.7× |
| Population | 17,281 |
| Median property tax paid (owners) | $2,059 |
| Effective property tax rate (approx.) | 1.81% |
| Owner-occupied homes | 81.3% |
| Home value rank in Illinois | 71 of 102 counties |
| Neighbor: Adams County, IL | limit $832,750; median home $162,600 |
| Neighbor: Henderson County, IL | limit $832,750; median home $104,400 |
| Neighbor: Mcdonough County, IL | limit $832,750; median home $107,500 |
| Neighbor: Schuyler County, IL | limit $832,750; median home $109,700 |
| Neighbor: Lee County, IA | limit $832,750; median home $141,400 |
| Neighbor: Clark County, MO | limit $832,750; median home $130,700 |
| Neighbor: Lewis County, MO | limit $832,750; median home $130,200 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hancock County's median home value is 57% below the state median of $263,300 (rank 71 of 102). Among its 7 neighboring counties, Adams County has the highest median home value ($162,600) and Henderson County the lowest ($104,400); all share the same loan limit. Owners pay a median $2,059 a year in property tax, an effective rate of about 1.81% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hampton County, SC
- 2026 conforming loan limit: Hancock County, GA
- 2026 conforming loan limit: Hancock County, IA
- 2026 conforming loan limit: Hancock County, IN
- 2026 conforming loan limit: Hancock County, KY
- 2026 conforming loan limit: Hancock County, ME
- 2026 conforming loan limit: Hancock County, MS
- 2026 conforming loan limit: Hancock County, OH
Last updated 2026-10-16. Data only, not financial or tax advice.