Hancock County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $224,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,708 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $224,200 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 3.71× |
| Median household income | $67,708 |
| Median home value ÷ income | 3.3× |
| Population | 46,167 |
| Median property tax paid (owners) | $1,583 |
| Effective property tax rate (approx.) | 0.71% |
| Owner-occupied homes | 79.2% |
| Home value rank in Mississippi | 7 of 82 counties |
| Neighbor: St. Bernard Parish, LA | limit $832,750; median home $202,500 |
| Neighbor: St. Tammany Parish, LA | limit $832,750; median home $284,000 |
| Neighbor: Harrison County, MS | limit $832,750; median home $212,200 |
| Neighbor: Pearl River County, MS | limit $832,750; median home $182,300 |
| Neighbor: Stone County, MS | limit $832,750; median home $161,100 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hancock County's median home value is 32% above the state median of $169,800 (rank 7 of 82). Among its 5 neighboring counties, St. Tammany Parish has the highest median home value ($284,000) and Stone County the lowest ($161,100); all share the same loan limit. Owners pay a median $1,583 a year in property tax, an effective rate of about 0.71% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hancock County, IN
- 2026 conforming loan limit: Hancock County, KY
- 2026 conforming loan limit: Hancock County, ME
- 2026 conforming loan limit: Hancock County, OH
- 2026 conforming loan limit: Hancock County, TN
- 2026 conforming loan limit: Hancock County, WV
- 2026 conforming loan limit: Hand County, SD
- 2026 conforming loan limit: Hanover County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.