Hancock County, West Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 6.4 times the county's median home value of $130,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,466 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $130,800 |
| West Virginia median home value | $162,600 |
| Limit ÷ median home value | 6.37× |
| Median household income | $61,466 |
| Median home value ÷ income | 2.1× |
| Population | 28,431 |
| Median property tax paid (owners) | $826 |
| Effective property tax rate (approx.) | 0.63% |
| Owner-occupied homes | 74.5% |
| Home value rank in West Virginia | 34 of 55 counties |
| Neighbor: Columbiana County, OH | limit $832,750; median home $151,600 |
| Neighbor: Jefferson County, OH | limit $832,750; median home $127,800 |
| Neighbor: Beaver County, PA | limit $832,750; median home $190,900 |
| Neighbor: Washington County, PA | limit $832,750; median home $228,500 |
| Neighbor: Brooke County, WV | limit $832,750; median home $141,500 |
Across West Virginia's 55 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Hancock County's median home value is 20% below the state median of $162,600 (rank 34 of 55). Among its 5 neighboring counties, Washington County has the highest median home value ($228,500) and Jefferson County the lowest ($127,800); all share the same loan limit. Owners pay a median $826 a year in property tax, an effective rate of about 0.63% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hancock County, MS
- 2026 conforming loan limit: Hancock County, OH
- 2026 conforming loan limit: Hancock County, TN
- 2026 conforming loan limit: Hand County, SD
- 2026 conforming loan limit: Hanover County, VA
- 2026 conforming loan limit: Hansford County, TX
- 2026 conforming loan limit: Hanson County, SD
- 2026 conforming loan limit: Haralson County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.