Hancock County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 6.2 times the county's median home value of $134,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $34,960 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $134,500 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 6.19× |
| Median household income | $34,960 |
| Median home value ÷ income | 3.8× |
| Population | 6,852 |
| Median property tax paid (owners) | $599 |
| Effective property tax rate (approx.) | 0.45% |
| Owner-occupied homes | 74.6% |
| Home value rank in Tennessee | 89 of 95 counties |
| Neighbor: Claiborne County, TN | limit $832,750; median home $159,900 |
| Neighbor: Grainger County, TN | limit $832,750; median home $189,200 |
| Neighbor: Hawkins County, TN | limit $832,750; median home $176,300 |
| Neighbor: Lee County, VA | limit $832,750; median home $98,900 |
| Neighbor: Scott County, VA | limit $832,750; median home $143,000 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Hancock County's median home value is 53% below the state median of $286,700 (rank 89 of 95). Among its 5 neighboring counties, Grainger County has the highest median home value ($189,200) and Lee County the lowest ($98,900); all share the same loan limit. Owners pay a median $599 a year in property tax, an effective rate of about 0.45% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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