Henderson County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $164,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,136 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $164,800 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 5.05× |
| Median household income | $55,136 |
| Median home value ÷ income | 3.0× |
| Population | 27,980 |
| Median property tax paid (owners) | $794 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 73.2% |
| Home value rank in Tennessee | 70 of 95 counties |
| Neighbor: Carroll County, TN | limit $832,750; median home $142,400 |
| Neighbor: Chester County, TN | limit $832,750; median home $164,400 |
| Neighbor: Decatur County, TN | limit $832,750; median home $139,600 |
| Neighbor: Hardin County, TN | limit $832,750; median home $160,400 |
| Neighbor: Madison County, TN | limit $832,750; median home $211,800 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Henderson County's median home value is 43% below the state median of $286,700 (rank 70 of 95). Among its 5 neighboring counties, Madison County has the highest median home value ($211,800) and Decatur County the lowest ($139,600); all share the same loan limit. Owners pay a median $794 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Henderson County, IL
- 2026 conforming loan limit: Henderson County, KY
- 2026 conforming loan limit: Henderson County, NC
- 2026 conforming loan limit: Henderson County, TX
- 2026 conforming loan limit: Hendricks County, IN
- 2026 conforming loan limit: Hendry County, FL
- 2026 conforming loan limit: Hennepin County, MN
- 2026 conforming loan limit: Henrico County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.