Henderson County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $171,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,851 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $171,900 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 4.84× |
| Median household income | $58,851 |
| Median home value ÷ income | 2.9× |
| Population | 44,280 |
| Median property tax paid (owners) | $1,548 |
| Effective property tax rate (approx.) | 0.90% |
| Owner-occupied homes | 64.9% |
| Home value rank in Kentucky | 44 of 120 counties |
| Neighbor: Posey County, IN | limit $832,750; median home $222,900 |
| Neighbor: Vanderburgh County, IN | limit $832,750; median home $184,000 |
| Neighbor: Warrick County, IN | limit $832,750; median home $242,500 |
| Neighbor: Daviess County, KY | limit $832,750; median home $199,900 |
| Neighbor: Mclean County, KY | limit $832,750; median home $148,500 |
| Neighbor: Union County, KY | limit $832,750; median home $104,500 |
| Neighbor: Webster County, KY | limit $832,750; median home $112,900 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Henderson County's median home value is 16% below the state median of $205,600 (rank 44 of 120). Among its 7 neighboring counties, Warrick County has the highest median home value ($242,500) and Union County the lowest ($104,500); all share the same loan limit. Owners pay a median $1,548 a year in property tax, an effective rate of about 0.90% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hemphill County, TX
- 2026 conforming loan limit: Hempstead County, AR
- 2026 conforming loan limit: Henderson County, IL
- 2026 conforming loan limit: Henderson County, NC
- 2026 conforming loan limit: Henderson County, TN
- 2026 conforming loan limit: Henderson County, TX
- 2026 conforming loan limit: Hendricks County, IN
- 2026 conforming loan limit: Hendry County, FL
Last updated 2026-10-16. Data only, not financial or tax advice.