Henderson County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $211,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,179 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $211,300 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 3.94× |
| Median household income | $65,179 |
| Median home value ÷ income | 3.2× |
| Population | 84,862 |
| Median property tax paid (owners) | $1,991 |
| Effective property tax rate (approx.) | 0.94% |
| Owner-occupied homes | 77.8% |
| Home value rank in Texas | 70 of 250 counties |
| Neighbor: Anderson County, TX | limit $832,750; median home $185,300 |
| Neighbor: Cherokee County, TX | limit $832,750; median home $169,300 |
| Neighbor: Ellis County, TX | limit $832,750; median home $348,600 |
| Neighbor: Freestone County, TX | limit $832,750; median home $168,000 |
| Neighbor: Kaufman County, TX | limit $832,750; median home $320,900 |
| Neighbor: Navarro County, TX | limit $832,750; median home $172,600 |
| Neighbor: Smith County, TX | limit $832,750; median home $240,700 |
| Neighbor: Van Zandt County, TX | limit $832,750; median home $222,100 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Henderson County's median home value is 26% below the state median of $283,800 (rank 70 of 250). Among its 8 neighboring counties, Ellis County has the highest median home value ($348,600) and Freestone County the lowest ($168,000); all share the same loan limit. Owners pay a median $1,991 a year in property tax, an effective rate of about 0.94% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Henderson County, KY
- 2026 conforming loan limit: Henderson County, NC
- 2026 conforming loan limit: Henderson County, TN
- 2026 conforming loan limit: Hendricks County, IN
- 2026 conforming loan limit: Hendry County, FL
- 2026 conforming loan limit: Hennepin County, MN
- 2026 conforming loan limit: Henrico County, VA
- 2026 conforming loan limit: Henry County, AL
Last updated 2026-10-16. Data only, not financial or tax advice.