Haywood County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $152,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,472 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $152,400 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 5.46× |
| Median household income | $50,472 |
| Median home value ÷ income | 3.0× |
| Population | 17,475 |
| Median property tax paid (owners) | $952 |
| Effective property tax rate (approx.) | 0.62% |
| Owner-occupied homes | 60.7% |
| Home value rank in Tennessee | 83 of 95 counties |
| Neighbor: Crockett County, TN | limit $832,750; median home $158,900 |
| Neighbor: Fayette County, TN | limit $832,750; median home $340,800 |
| Neighbor: Hardeman County, TN | limit $832,750; median home $121,700 |
| Neighbor: Lauderdale County, TN | limit $832,750; median home $143,200 |
| Neighbor: Madison County, TN | limit $832,750; median home $211,800 |
| Neighbor: Tipton County, TN | limit $832,750; median home $240,600 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Haywood County's median home value is 47% below the state median of $286,700 (rank 83 of 95). Among its 6 neighboring counties, Fayette County has the highest median home value ($340,800) and Hardeman County the lowest ($121,700); all share the same loan limit. Owners pay a median $952 a year in property tax, an effective rate of about 0.62% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hayes County, NE
- 2026 conforming loan limit: Hays County, TX
- 2026 conforming loan limit: Haywood County, NC
- 2026 conforming loan limit: Heard County, GA
- 2026 conforming loan limit: Hemphill County, TX
- 2026 conforming loan limit: Hempstead County, AR
- 2026 conforming loan limit: Henderson County, IL
- 2026 conforming loan limit: Henderson County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.