Haywood County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.0 times the county's median home value of $279,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,912 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $279,200 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 2.98× |
| Median household income | $61,912 |
| Median home value ÷ income | 4.5× |
| Population | 62,662 |
| Median property tax paid (owners) | $1,583 |
| Effective property tax rate (approx.) | 0.57% |
| Owner-occupied homes | 74.9% |
| Home value rank in North Carolina | 27 of 100 counties |
| Neighbor: Buncombe County, NC | limit $832,750; median home $391,800 |
| Neighbor: Henderson County, NC | limit $832,750; median home $351,400 |
| Neighbor: Jackson County, NC | limit $832,750; median home $284,700 |
| Neighbor: Madison County, NC | limit $832,750; median home $284,600 |
| Neighbor: Swain County, NC | limit $832,750; median home $207,000 |
| Neighbor: Transylvania County, NC | limit $832,750; median home $373,600 |
| Neighbor: Cocke County, TN | limit $832,750; median home $158,100 |
| Neighbor: Sevier County, TN | limit $832,750; median home $299,000 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Haywood County's median home value is 3% below the state median of $288,900 (rank 27 of 100). Among its 8 neighboring counties, Buncombe County has the highest median home value ($391,800) and Cocke County the lowest ($158,100); all share the same loan limit. Owners pay a median $1,583 a year in property tax, an effective rate of about 0.57% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hawkins County, TN
- 2026 conforming loan limit: Hayes County, NE
- 2026 conforming loan limit: Hays County, TX
- 2026 conforming loan limit: Haywood County, TN
- 2026 conforming loan limit: Heard County, GA
- 2026 conforming loan limit: Hemphill County, TX
- 2026 conforming loan limit: Hempstead County, AR
- 2026 conforming loan limit: Henderson County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.