Hancock County, Maine has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $310,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,744 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $310,400 |
| Maine median home value | $296,600 |
| Limit ÷ median home value | 2.68× |
| Median household income | $72,744 |
| Median home value ÷ income | 4.3× |
| Population | 56,460 |
| Median property tax paid (owners) | $2,561 |
| Effective property tax rate (approx.) | 0.83% |
| Owner-occupied homes | 78.5% |
| Home value rank in Maine | 6 of 16 counties |
| Neighbor: Knox County, ME | limit $832,750; median home $324,900 |
| Neighbor: Penobscot County, ME | limit $832,750; median home $214,100 |
| Neighbor: Waldo County, ME | limit $832,750; median home $257,700 |
| Neighbor: Washington County, ME | limit $832,750; median home $161,800 |
Across Maine's 16 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hancock County's median home value is 5% above the state median of $296,600 (rank 6 of 16). Among its 4 neighboring counties, Knox County has the highest median home value ($324,900) and Washington County the lowest ($161,800); all share the same loan limit. Owners pay a median $2,561 a year in property tax, an effective rate of about 0.83% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hancock County, IL
- 2026 conforming loan limit: Hancock County, IN
- 2026 conforming loan limit: Hancock County, KY
- 2026 conforming loan limit: Hancock County, MS
- 2026 conforming loan limit: Hancock County, OH
- 2026 conforming loan limit: Hancock County, TN
- 2026 conforming loan limit: Hancock County, WV
- 2026 conforming loan limit: Hand County, SD
Last updated 2026-10-16. Data only, not financial or tax advice.