Hancock County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 5.9 times the county's median home value of $141,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,464 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $141,200 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 5.90× |
| Median household income | $65,464 |
| Median home value ÷ income | 2.2× |
| Population | 9,034 |
| Median property tax paid (owners) | $930 |
| Effective property tax rate (approx.) | 0.66% |
| Owner-occupied homes | 77.2% |
| Home value rank in Kentucky | 66 of 120 counties |
| Neighbor: Perry County, IN | limit $832,750; median home $163,400 |
| Neighbor: Spencer County, IN | limit $832,750; median home $185,200 |
| Neighbor: Breckinridge County, KY | limit $832,750; median home $156,700 |
| Neighbor: Daviess County, KY | limit $832,750; median home $199,900 |
| Neighbor: Ohio County, KY | limit $832,750; median home $121,400 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hancock County's median home value is 31% below the state median of $205,600 (rank 66 of 120). Among its 5 neighboring counties, Daviess County has the highest median home value ($199,900) and Ohio County the lowest ($121,400); all share the same loan limit. Owners pay a median $930 a year in property tax, an effective rate of about 0.66% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hancock County, IA
- 2026 conforming loan limit: Hancock County, IL
- 2026 conforming loan limit: Hancock County, IN
- 2026 conforming loan limit: Hancock County, ME
- 2026 conforming loan limit: Hancock County, MS
- 2026 conforming loan limit: Hancock County, OH
- 2026 conforming loan limit: Hancock County, TN
- 2026 conforming loan limit: Hancock County, WV
Last updated 2026-10-16. Data only, not financial or tax advice.