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2026 conforming loan limit: Hancock County, IN

Quick answer

Hancock County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 3.0 times the county's median home value of $274,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $93,186 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$274,800
Indiana median home value$218,200
Limit ÷ median home value3.03×
Median household income$93,186
Median home value ÷ income2.9×
Population84,037
Median property tax paid (owners)$1,806
Effective property tax rate (approx.)0.66%
Owner-occupied homes79.5%
Home value rank in Indiana7 of 92 counties
Neighbor: Hamilton County, INlimit $832,750; median home $405,500
Neighbor: Henry County, INlimit $832,750; median home $154,400
Neighbor: Madison County, INlimit $832,750; median home $161,300
Neighbor: Marion County, INlimit $832,750; median home $224,000
Neighbor: Rush County, INlimit $832,750; median home $166,800
Neighbor: Shelby County, INlimit $832,750; median home $212,400

Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hancock County's median home value is 26% above the state median of $218,200 (rank 7 of 92). Among its 6 neighboring counties, Hamilton County has the highest median home value ($405,500) and Henry County the lowest ($154,400); all share the same loan limit. Owners pay a median $1,806 a year in property tax, an effective rate of about 0.66% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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