Hamilton County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 7.2 times the county's median home value of $115,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,250 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $115,800 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 7.19× |
| Median household income | $70,250 |
| Median home value ÷ income | 1.6× |
| Population | 2,471 |
| Median property tax paid (owners) | $1,729 |
| Effective property tax rate (approx.) | 1.49% |
| Owner-occupied homes | 77.1% |
| Home value rank in Kansas | 61 of 105 counties |
| Neighbor: Prowers County, CO | limit $832,750; median home $160,600 |
| Neighbor: Grant County, KS | limit $832,750; median home $110,300 |
| Neighbor: Greeley County, KS | limit $832,750; median home $115,200 |
| Neighbor: Kearny County, KS | limit $832,750; median home $200,900 |
| Neighbor: Stanton County, KS | limit $832,750; median home $67,800 |
| Neighbor: Wichita County, KS | limit $832,750; median home $99,300 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hamilton County's median home value is 47% below the state median of $217,200 (rank 61 of 105). Among its 6 neighboring counties, Kearny County has the highest median home value ($200,900) and Stanton County the lowest ($67,800); all share the same loan limit. Owners pay a median $1,729 a year in property tax, an effective rate of about 1.49% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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