Gray County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 4.0 times the county's median home value of $206,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $79,122 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $206,000 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 4.04× |
| Median household income | $79,122 |
| Median home value ÷ income | 2.6× |
| Population | 5,701 |
| Median property tax paid (owners) | $3,071 |
| Effective property tax rate (approx.) | 1.49% |
| Owner-occupied homes | 77.1% |
| Home value rank in Kansas | 13 of 105 counties |
| Neighbor: Finney County, KS | limit $832,750; median home $201,400 |
| Neighbor: Ford County, KS | limit $832,750; median home $151,100 |
| Neighbor: Haskell County, KS | limit $832,750; median home $165,100 |
| Neighbor: Hodgeman County, KS | limit $832,750; median home $101,600 |
| Neighbor: Meade County, KS | limit $832,750; median home $148,900 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Gray County's median home value is 5% below the state median of $217,200 (rank 13 of 105). Among its 5 neighboring counties, Finney County has the highest median home value ($201,400) and Hodgeman County the lowest ($101,600); all share the same loan limit. Owners pay a median $3,071 a year in property tax, an effective rate of about 1.49% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Graves County, KY
- 2026 conforming loan limit: Gray County, TX
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- 2026 conforming loan limit: Grayson County, KY
- 2026 conforming loan limit: Grayson County, TX
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Last updated 2026-10-16. Data only, not financial or tax advice.