Granville County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.4 times the county's median home value of $247,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,111 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $247,700 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 3.36× |
| Median household income | $71,111 |
| Median home value ÷ income | 3.5× |
| Population | 60,877 |
| Median property tax paid (owners) | $1,664 |
| Effective property tax rate (approx.) | 0.67% |
| Owner-occupied homes | 77.1% |
| Home value rank in North Carolina | 35 of 100 counties |
| Neighbor: Durham County, NC | limit $832,750; median home $389,400 |
| Neighbor: Franklin County, NC | limit $832,750; median home $284,300 |
| Neighbor: Person County, NC | limit $832,750; median home $213,900 |
| Neighbor: Vance County, NC | limit $832,750; median home $161,500 |
| Neighbor: Wake County, NC | limit $832,750; median home $461,300 |
| Neighbor: Halifax County, VA | limit $832,750; median home $155,700 |
| Neighbor: Mecklenburg County, VA | limit $832,750; median home $192,600 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Granville County's median home value is 14% below the state median of $288,900 (rank 35 of 100). Among its 7 neighboring counties, Wake County has the highest median home value ($461,300) and Halifax County the lowest ($155,700); all share the same loan limit. Owners pay a median $1,664 a year in property tax, an effective rate of about 0.67% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Grant County, WI
- 2026 conforming loan limit: Grant County, WV
- 2026 conforming loan limit: Grant Parish, LA
- 2026 conforming loan limit: Gratiot County, MI
- 2026 conforming loan limit: Graves County, KY
- 2026 conforming loan limit: Gray County, KS
- 2026 conforming loan limit: Gray County, TX
- 2026 conforming loan limit: Grays Harbor County, WA
Last updated 2026-10-16. Data only, not financial or tax advice.