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2026 conforming loan limit: Grant County, WV

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Grant County, West Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $175,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,361 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$175,100
West Virginia median home value$162,600
Limit ÷ median home value4.76×
Median household income$62,361
Median home value ÷ income2.8×
Population10,983
Median property tax paid (owners)$540
Effective property tax rate (approx.)0.31%
Owner-occupied homes81.1%
Home value rank in West Virginia9 of 55 counties
Neighbor: Garrett County, MDlimit $832,750; median home $235,300
Neighbor: Hampshire County, WVlimit $832,750; median home $219,200
Neighbor: Hardy County, WVlimit $832,750; median home $166,300
Neighbor: Mineral County, WVlimit $832,750; median home $180,400
Neighbor: Pendleton County, WVlimit $832,750; median home $183,800
Neighbor: Preston County, WVlimit $832,750; median home $162,800
Neighbor: Randolph County, WVlimit $832,750; median home $144,800
Neighbor: Tucker County, WVlimit $832,750; median home $154,800

Across West Virginia's 55 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Grant County's median home value is 8% above the state median of $162,600 (rank 9 of 55). Among its 8 neighboring counties, Garrett County has the highest median home value ($235,300) and Randolph County the lowest ($144,800); all share the same loan limit. Owners pay a median $540 a year in property tax, an effective rate of about 0.31% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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