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2026 conforming loan limit: Grant County, WA

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Grant County, Washington has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $299,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,267 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$299,500
Washington median home value$564,600
Limit ÷ median home value2.78×
Median household income$73,267
Median home value ÷ income4.1×
Population101,799
Median property tax paid (owners)$2,339
Effective property tax rate (approx.)0.78%
Owner-occupied homes66.3%
Home value rank in Washington34 of 39 counties
Neighbor: Adams County, WAlimit $832,750; median home $273,300
Neighbor: Benton County, WAlimit $832,750; median home $407,800
Neighbor: Douglas County, WAlimit $832,750; median home $432,500
Neighbor: Franklin County, WAlimit $832,750; median home $379,300
Neighbor: Kittitas County, WAlimit $832,750; median home $497,400
Neighbor: Lincoln County, WAlimit $832,750; median home $292,800
Neighbor: Okanogan County, WAlimit $832,750; median home $299,800
Neighbor: Yakima County, WAlimit $832,750; median home $310,100

Across Washington's 39 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,063,750, with 3 high-cost counties. Grant County's median home value is 47% below the state median of $564,600 (rank 34 of 39). Among its 8 neighboring counties, Kittitas County has the highest median home value ($497,400) and Adams County the lowest ($273,300); all share the same loan limit. Owners pay a median $2,339 a year in property tax, an effective rate of about 0.78% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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