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2026 conforming loan limit: Grant County, OR

Quick answer

Grant County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $229,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,450 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$229,700
Oregon median home value$477,600
Limit ÷ median home value3.63×
Median household income$59,450
Median home value ÷ income3.9×
Population7,209
Median property tax paid (owners)$1,674
Effective property tax rate (approx.)0.73%
Owner-occupied homes76.7%
Home value rank in Oregon33 of 36 counties
Neighbor: Baker County, ORlimit $832,750; median home $285,600
Neighbor: Crook County, ORlimit $832,750; median home $467,000
Neighbor: Harney County, ORlimit $832,750; median home $242,100
Neighbor: Malheur County, ORlimit $832,750; median home $248,900
Neighbor: Morrow County, ORlimit $832,750; median home $240,400
Neighbor: Umatilla County, ORlimit $832,750; median home $282,600
Neighbor: Union County, ORlimit $832,750; median home $294,600
Neighbor: Wheeler County, ORlimit $832,750; median home $272,400

Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Grant County's median home value is 52% below the state median of $477,600 (rank 33 of 36). Among its 8 neighboring counties, Crook County has the highest median home value ($467,000) and Morrow County the lowest ($240,400); all share the same loan limit. Owners pay a median $1,674 a year in property tax, an effective rate of about 0.73% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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