Grant County, New Mexico has a 2026 one-unit conforming loan limit of $832,750, which is 4.7 times the county's median home value of $175,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $44,958 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $175,600 |
| New Mexico median home value | $248,100 |
| Limit ÷ median home value | 4.74× |
| Median household income | $44,958 |
| Median home value ÷ income | 3.9× |
| Population | 27,775 |
| Median property tax paid (owners) | $808 |
| Effective property tax rate (approx.) | 0.46% |
| Owner-occupied homes | 75.8% |
| Home value rank in New Mexico | 15 of 33 counties |
| Neighbor: Greenlee County, AZ | limit $832,750; median home $158,600 |
| Neighbor: Catron County, NM | limit $832,750; median home $167,000 |
| Neighbor: Hidalgo County, NM | limit $832,750; median home $111,000 |
| Neighbor: Luna County, NM | limit $832,750; median home $128,000 |
| Neighbor: Sierra County, NM | limit $832,750; median home $152,600 |
Across New Mexico's 33 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Grant County's median home value is 29% below the state median of $248,100 (rank 15 of 33). Among its 5 neighboring counties, Catron County has the highest median home value ($167,000) and Hidalgo County the lowest ($111,000); all share the same loan limit. Owners pay a median $808 a year in property tax, an effective rate of about 0.46% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Grant County, MN
- 2026 conforming loan limit: Grant County, ND
- 2026 conforming loan limit: Grant County, NE
- 2026 conforming loan limit: Grant County, OK
- 2026 conforming loan limit: Grant County, OR
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- 2026 conforming loan limit: Grant County, WA
- 2026 conforming loan limit: Grant County, WI
Last updated 2026-10-16. Data only, not financial or tax advice.