Grayson County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $150,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $47,730 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $150,100 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 5.55× |
| Median household income | $47,730 |
| Median home value ÷ income | 3.1× |
| Population | 15,287 |
| Median property tax paid (owners) | $843 |
| Effective property tax rate (approx.) | 0.56% |
| Owner-occupied homes | 80.4% |
| Home value rank in Virginia | 114 of 133 counties |
| Neighbor: Alleghany County, NC | limit $832,750; median home $214,800 |
| Neighbor: Ashe County, NC | limit $832,750; median home $243,100 |
| Neighbor: Surry County, NC | limit $832,750; median home $177,600 |
| Neighbor: Johnson County, TN | limit $832,750; median home $178,600 |
| Neighbor: Carroll County, VA | limit $832,750; median home $156,500 |
| Neighbor: Smyth County, VA | limit $832,750; median home $139,600 |
| Neighbor: Washington County, VA | limit $832,750; median home $214,000 |
| Neighbor: Wythe County, VA | limit $832,750; median home $171,200 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Grayson County's median home value is 61% below the state median of $383,700 (rank 114 of 133). Among its 8 neighboring counties, Ashe County has the highest median home value ($243,100) and Smyth County the lowest ($139,600); all share the same loan limit. Owners pay a median $843 a year in property tax, an effective rate of about 0.56% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Grays Harbor County, WA
- 2026 conforming loan limit: Grayson County, KY
- 2026 conforming loan limit: Grayson County, TX
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- 2026 conforming loan limit: Greeley County, KS
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- 2026 conforming loan limit: Green County, KY
- 2026 conforming loan limit: Green County, WI
Last updated 2026-10-16. Data only, not financial or tax advice.