Harper County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 9.9 times the county's median home value of $83,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $53,488 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $83,800 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 9.94× |
| Median household income | $53,488 |
| Median home value ÷ income | 1.6× |
| Population | 5,400 |
| Median property tax paid (owners) | $1,495 |
| Effective property tax rate (approx.) | 1.78% |
| Owner-occupied homes | 75.1% |
| Home value rank in Kansas | 96 of 105 counties |
| Neighbor: Barber County, KS | limit $832,750; median home $97,000 |
| Neighbor: Kingman County, KS | limit $832,750; median home $111,100 |
| Neighbor: Sumner County, KS | limit $832,750; median home $135,100 |
| Neighbor: Alfalfa County, OK | limit $832,750; median home $101,500 |
| Neighbor: Grant County, OK | limit $832,750; median home $105,700 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Harper County's median home value is 61% below the state median of $217,200 (rank 96 of 105). Among its 5 neighboring counties, Sumner County has the highest median home value ($135,100) and Barber County the lowest ($97,000); all share the same loan limit. Owners pay a median $1,495 a year in property tax, an effective rate of about 1.78% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Harmon County, OK
- 2026 conforming loan limit: Harnett County, NC
- 2026 conforming loan limit: Harney County, OR
- 2026 conforming loan limit: Harper County, OK
- 2026 conforming loan limit: Harris County, GA
- 2026 conforming loan limit: Harris County, TX
- 2026 conforming loan limit: Harrison County, IA
- 2026 conforming loan limit: Harrison County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.