Hamilton County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $156,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,432 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $156,400 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 5.32× |
| Median household income | $72,432 |
| Median home value ÷ income | 2.2× |
| Population | 14,886 |
| Median property tax paid (owners) | $1,977 |
| Effective property tax rate (approx.) | 1.26% |
| Owner-occupied homes | 73.4% |
| Home value rank in Iowa | 55 of 99 counties |
| Neighbor: Boone County, IA | limit $832,750; median home $212,400 |
| Neighbor: Franklin County, IA | limit $832,750; median home $124,100 |
| Neighbor: Hardin County, IA | limit $832,750; median home $122,500 |
| Neighbor: Story County, IA | limit $832,750; median home $258,700 |
| Neighbor: Webster County, IA | limit $832,750; median home $153,800 |
| Neighbor: Wright County, IA | limit $832,750; median home $119,600 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hamilton County's median home value is 25% below the state median of $208,000 (rank 55 of 99). Among its 6 neighboring counties, Story County has the highest median home value ($258,700) and Wright County the lowest ($119,600); all share the same loan limit. Owners pay a median $1,977 a year in property tax, an effective rate of about 1.26% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hall County, TX
- 2026 conforming loan limit: Hamblen County, TN
- 2026 conforming loan limit: Hamilton County, FL
- 2026 conforming loan limit: Hamilton County, IL
- 2026 conforming loan limit: Hamilton County, IN
- 2026 conforming loan limit: Hamilton County, KS
- 2026 conforming loan limit: Hamilton County, NE
- 2026 conforming loan limit: Hamilton County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.