Grimes County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $237,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,803 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $237,400 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 3.51× |
| Median household income | $69,803 |
| Median home value ÷ income | 3.4× |
| Population | 31,340 |
| Median property tax paid (owners) | $2,414 |
| Effective property tax rate (approx.) | 1.02% |
| Owner-occupied homes | 79.9% |
| Home value rank in Texas | 58 of 250 counties |
| Neighbor: Brazos County, TX | limit $832,750; median home $296,000 |
| Neighbor: Madison County, TX | limit $832,750; median home $176,200 |
| Neighbor: Montgomery County, TX | limit $832,750; median home $346,200 |
| Neighbor: Walker County, TX | limit $832,750; median home $226,900 |
| Neighbor: Waller County, TX | limit $832,750; median home $318,700 |
| Neighbor: Washington County, TX | limit $832,750; median home $288,100 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Grimes County's median home value is 16% below the state median of $283,800 (rank 58 of 250). Among its 6 neighboring counties, Montgomery County has the highest median home value ($346,200) and Madison County the lowest ($176,200); all share the same loan limit. Owners pay a median $2,414 a year in property tax, an effective rate of about 1.02% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Gregory County, SD
- 2026 conforming loan limit: Grenada County, MS
- 2026 conforming loan limit: Griggs County, ND
- 2026 conforming loan limit: Grundy County, IA
- 2026 conforming loan limit: Grundy County, IL
- 2026 conforming loan limit: Grundy County, MO
- 2026 conforming loan limit: Grundy County, TN
- 2026 conforming loan limit: Guadalupe County, NM
Last updated 2026-10-16. Data only, not financial or tax advice.