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2026 conforming loan limit: Grundy County, MO

Quick answer

Grundy County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 7.4 times the county's median home value of $112,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,975 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$112,500
Missouri median home value$230,300
Limit ÷ median home value7.40×
Median household income$51,975
Median home value ÷ income2.2×
Population9,787
Median property tax paid (owners)$1,125
Effective property tax rate (approx.)1.00%
Owner-occupied homes69.7%
Home value rank in Missouri104 of 115 counties
Neighbor: Daviess County, MOlimit $832,750; median home $161,800
Neighbor: Harrison County, MOlimit $832,750; median home $109,500
Neighbor: Linn County, MOlimit $832,750; median home $123,300
Neighbor: Livingston County, MOlimit $832,750; median home $147,700
Neighbor: Mercer County, MOlimit $832,750; median home $104,900
Neighbor: Sullivan County, MOlimit $832,750; median home $115,600

Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Grundy County's median home value is 51% below the state median of $230,300 (rank 104 of 115). Among its 6 neighboring counties, Daviess County has the highest median home value ($161,800) and Mercer County the lowest ($104,900); all share the same loan limit. Owners pay a median $1,125 a year in property tax, an effective rate of about 1.00% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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