Custer County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $219,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,605 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $219,100 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 3.80× |
| Median household income | $70,605 |
| Median home value ÷ income | 3.1× |
| Population | 11,961 |
| Median property tax paid (owners) | $2,264 |
| Effective property tax rate (approx.) | 1.03% |
| Owner-occupied homes | 69.9% |
| Home value rank in Montana | 32 of 56 counties |
| Neighbor: Carter County, MT | limit $832,750; median home $199,200 |
| Neighbor: Fallon County, MT | limit $832,750; median home $244,800 |
| Neighbor: Garfield County, MT | limit $832,750; median home $169,900 |
| Neighbor: Powder River County, MT | limit $832,750; median home $192,100 |
| Neighbor: Prairie County, MT | limit $832,750; median home $165,700 |
| Neighbor: Rosebud County, MT | limit $832,750; median home $182,400 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Custer County's median home value is 42% below the state median of $375,800 (rank 32 of 56). Among its 6 neighboring counties, Fallon County has the highest median home value ($244,800) and Prairie County the lowest ($165,700); all share the same loan limit. Owners pay a median $2,264 a year in property tax, an effective rate of about 1.03% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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