Taylor County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $174,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,456 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $174,200 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 4.78× |
| Median household income | $60,456 |
| Median home value ÷ income | 2.9× |
| Population | 26,397 |
| Median property tax paid (owners) | $1,202 |
| Effective property tax rate (approx.) | 0.69% |
| Owner-occupied homes | 68.8% |
| Home value rank in Kentucky | 39 of 120 counties |
| Neighbor: Adair County, KY | limit $832,750; median home $150,800 |
| Neighbor: Casey County, KY | limit $832,750; median home $136,300 |
| Neighbor: Green County, KY | limit $832,750; median home $125,000 |
| Neighbor: Larue County, KY | limit $832,750; median home $183,500 |
| Neighbor: Marion County, KY | limit $832,750; median home $168,100 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Taylor County's median home value is 15% below the state median of $205,600 (rank 39 of 120). Among its 5 neighboring counties, Larue County has the highest median home value ($183,500) and Green County the lowest ($125,000); all share the same loan limit. Owners pay a median $1,202 a year in property tax, an effective rate of about 0.69% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Taylor County, Kentucky?
Taylor County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $174,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,456 (FHFA; Census ACS 2020–2024).
What is the median home value in Taylor County, Kentucky?
The median owner-occupied home value in Taylor County is $174,200 (ACS 2020–2024), versus $205,600 statewide.
Do I need a jumbo loan in Taylor County?
Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $174,200, so the cap is 4.78 times the typical home value.
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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